Fix and Flip
Looking for Funding
for Your Next Fix & Flip Project?
Campos Capital Group’s ARV Loan Program offers financing for up to 100% of the purchase price + 100% of renovation costs, not to exceed 75% of the After Repair Value (ARV).
Plus, Campos Capital Group only charges interest on your outstanding balance, not on the rehab holdback so you don’t pay for the funds you aren’t using.
Loan Criteria
Collateral:
Non-owner occupied 1-4 family real estate; condos; townhomes: 5+ unit apartments; mixed-use properties
Term:
9, 12, 18 Month (6 Month extension available)
Loan Amount:
$75K – $7.5M for 1-4 family, condos, & townhomes
$250K – $10M for multi-family (5+)/mixed-use
Minimum FICO:
650
LTV:
Up to 90% of the purchase price + 100% of the renovation cost; not to exceed 75% of the ARV
Minimum As-Is Property Value:
$50K for single-family
$25K per unit for 2-4 family
$75K per unit for multi-family (5+)/mixed-use
Loan Amount:
$50K – $7.5M for 1-4 family, condos, & townhomes
$250K – $10M for multi-family (5+)/mixed-use
Pre-Payment Penalty:
n/a
ARV Loan Program Typical Leverage & rates
NEW INVESTOR
Completed 0–4 investment properties (flips and/or rentals) in the last 3 years
LTV
Up to 92.5% of purchase price + up to 100% of renovation costs; not to exceed 75% of the After Repair Ralue
INTERMEDIATE INVESTOR
Completed 5-10 investment properties (flips and/or rentals) in the last 3 years
LTV
Up to 95% of the purchase price + up to 100% of renovation costs; not to exceed 75% of the After Repair Value
EXPERIENCED INVESTOR
Completed 10 or more investment properties (flips and/or rentals) in the last 3 years
LTV
Up to 100% of the purchase price + up to 100% of the renovation costs: not to exceed 75% of the ARV