By capital / December 27, 2021

Looking for Funding for Your Next Fix & Flip Project?

Campos Capital Group’s ARV Loan Program offers financing for up to 90% of the purchase price + 100% of renovation costs, not to exceed 75% of the After Repair Value (ARV).

Plus, Campos Capital Group only charges interest on your outstanding balance, not on the rehab holdback so you don’t pay for the funds you aren’t using.

Loan Criteria

Collateral:

Non-owner occupied 1-4 family real estate; condos; townhomes: 5+ unit apartments; mixed-use properties

Term:

12 Month (6 Month extension available)

Loan Amount:

$50K – $7.5M for 1-4 family, condos, & townhomes
$250K – $10M for multi-family (5+)/mixed-use


Minimum FICO:

620

Rates

As low as 7.49% (interest only charged on outstanding balance)

LTV:

Up to 90% of the purchase price + 100% of the renovation cost; not to exceed 75% of the ARV

Minimum As-Is Property Value:

$50K for single-family
$25K per unit for 2-4 family
$35K per unit for multi-family (5+)/mixed-use


Minimum FICO:

620

Pre-Payment Penalty:

N/A

ARV Loan Program Typical Leverage & rates

NEW INVESTOR

Completed up to 2 flips or owned up to 2 rentals in the last 3 years

INTERMEDIATE INVESTOR

Completed between 3 & 10 flips or owned between 3 & 10 rentals in the last 3 years

EXPERIENCED INVESTOR

Owned 10 or more investment properties (flips and/or rentals) in the last 3 years

LTV

 

Up to 80% of purchase price + up to 100% of renovation costs; not to exceed 70% of the After Repair Ralue

 

 

Up to 90% of the purchase price + up to 100% of renovation costs; not to exceed 75% of the After Repair Value

 

 

Up to 90% of the purchase price + up to 100% of the renovation costs: not to exceed 75% of the ARV

 

RATES

 

Starting at 10.49%

 

 

Starting at 8.35%

 

 

Starting at 7.49%